Bank Camps in Every Panchayat and Ward From 21 October to 31 December 2026: Re-KYC, Jan Dhan Accounts, ₹20 Accident Cover, Pension and Nominee Updates — What to Take
The Government of India's Department of Financial Services is organising a Financial Inclusion Saturation Campaign from 21 October to 31 December 2026. Banks will conduct special camps across Gram Panchayats and urban local bodies to help eligible people access banking services, government insurance schemes and pension facilities.
The campaign focuses on services such as bank account re-KYC, opening Pradhan Mantri Jan Dhan Yojana (PMJDY) accounts, enrolling eligible customers in insurance and pension schemes, updating nominees and completing Aadhaar seeding where required.
According to campaign reports, the drive is intended to reach approximately 2.70 lakh Gram Panchayats and urban local bodies. The exact camp date and venue for your area should be confirmed with your bank or local administration.
Bank Camps 2026: Key Details
| Particular | Details |
|---|---|
| Campaign | Financial Inclusion Saturation Campaign |
| Start date | 21 October 2026 |
| End date | 31 December 2026 |
| Organising department | Department of Financial Services, Ministry of Finance |
| Coverage | Gram Panchayats and urban local bodies |
| Main services | Re-KYC, Jan Dhan accounts, insurance, pension and nominee updates |
| Official information | Department of Financial Services |
What Services Will Be Available at the Camps?
1. Bank Account Re-KYC
Re-KYC helps banks keep customer identity and address records up to date. If your bank has asked you to update your KYC details, visit the camp with the required documents.
You may need to update your address, identity documents, mobile number or other customer details, depending on your bank's requirements.
2. Opening a Jan Dhan Account
People who do not already have a bank account may be able to open a basic savings account under the Pradhan Mantri Jan Dhan Yojana (PMJDY), subject to eligibility and the bank's verification process.
PMJDY accounts generally have no minimum-balance requirement and can support Direct Benefit Transfer (DBT).
Official information: Pradhan Mantri Jan Dhan Yojana.
3. ₹20 Accident Insurance Under PMSBY
Eligible bank account holders can enrol in the Pradhan Mantri Suraksha Bima Yojana (PMSBY).
| Particular | Details |
|---|---|
| Annual premium | ₹20 per person |
| Eligible age | 18–70 years |
| Accident death cover | ₹2 lakh |
| Permanent total disability cover | ₹2 lakh |
| Specified permanent partial disability cover | ₹1 lakh |
The premium is generally deducted from the enrolled bank account with the customer's consent. Coverage is subject to the scheme's conditions and eligibility requirements.
Important: The ₹20 is the annual insurance premium, not a government payment to the account holder. PMSBY is accident insurance, not general health insurance.
Official information: Pradhan Mantri Suraksha Bima Yojana.
4. Life Insurance Under PMJJBY
The camps may also facilitate enrolment in the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY).
| Particular | Details |
|---|---|
| Annual premium | ₹436 |
| Eligible entry age | 18–50 years |
| Life cover | ₹2 lakh |
| Coverage | Death due to any cause, subject to policy conditions |
The premium is collected through the authorised auto-debit arrangement after enrolment. Read the scheme conditions before giving consent.
Official information: Pradhan Mantri Jeevan Jyoti Bima Yojana.
5. Atal Pension Yojana
Eligible people can seek information or enrolment assistance for the Atal Pension Yojana (APY).
- Eligible joining age: 18–40 years.
- A savings bank or post office savings account is required.
- The scheme provides a government-guaranteed monthly pension of ₹1,000 to ₹5,000 from age 60, depending on the selected pension level and contributions.
- Contributions depend on joining age and the chosen pension amount.
Check your eligibility and contribution amount before enrolling.
Official information: Atal Pension Yojana.
6. Nominee Updates and Aadhaar Seeding
The camps are also intended to help customers update nominee details for bank accounts and lockers, and complete Aadhaar seeding where required.
You can ask bank staff to check whether:
- Your nominee's name and details are recorded correctly.
- Your Aadhaar is linked to the bank account where required.
- Your account is correctly mapped for eligible DBT payments.
- Any pending KYC or documentation issue needs attention.
Aadhaar linking for KYC and NPCI mapping for Aadhaar-based DBT are related but different processes. Ask the bank to confirm the specific update you need.
What Documents Should You Take to a Bank Camp?
Carry original documents for verification and photocopies if requested. The exact requirements depend on the service you want.
| Service | Documents to carry |
|---|---|
| Re-KYC | Aadhaar or another officially accepted identity document, address proof if required, bank passbook |
| Jan Dhan account | Prescribed account-opening documents, identity and address documents, photograph if required |
| PMSBY or PMJJBY | Bank account details, mobile number and enrolment/consent information |
| Atal Pension Yojana | Savings account details, age and identity information, mobile number |
| Nominee update | Bank account details and nominee's name, relationship and other prescribed information |
| Aadhaar seeding | Aadhaar details, bank passbook and prescribed seeding consent form |
| PM-Kisan or agricultural services | Relevant beneficiary details and scheme documents, if applicable |
Keep your mobile phone with you if it is registered with the bank, as it may be needed for authentication or receiving updates.
Never share your ATM PIN, UPI PIN, internet-banking password or OTP with anyone at a camp.
How to Find a Bank Camp Near You
The campaign runs from 21 October to 31 December 2026, but individual camps may take place on different dates.
To find the nearest camp:
- Visit your Gram Panchayat office or urban local body office.
- Ask your bank branch or local Bank Mitra about the camp schedule.
- Check notices issued by your district administration or Lead District Manager.
- Confirm the venue, date and services available before travelling.
- Carry the documents required for your particular request.
Do not assume that every service will be available at every camp. Confirm whether the camp can handle your account, insurance, pension or nominee-related request.
Important Points Before You Enrol
- Insurance is voluntary: Read the scheme conditions and provide consent before authorising premium deductions.
- Check eligibility: Age limits and other requirements differ between PMSBY, PMJJBY and APY.
- Ask for acknowledgement: Keep a reference number or receipt for KYC, seeding, nomination or enrolment requests.
- Confirm the premium: Check the official annual premium and account-debit details before signing.
- Do not pay unofficial agents: Use authorised bank staff and official channels.
- Update your nominee: Nomination helps the bank identify the person designated to receive eligible account proceeds, subject to applicable law.
Official Links
- Department of Financial Services
- Pradhan Mantri Jan Dhan Yojana
- Pradhan Mantri Suraksha Bima Yojana
- Pradhan Mantri Jeevan Jyoti Bima Yojana
- Atal Pension Yojana
Final Takeaway
The Financial Inclusion Saturation Campaign runs from 21 October to 31 December 2026, with bank camps planned across villages, Gram Panchayats and urban local bodies.
Take your Aadhaar or accepted identity documents, bank passbook, registered mobile phone and relevant scheme papers. Use the camp to check re-KYC, open a Jan Dhan account if eligible, review insurance and pension options, update nominees and resolve Aadhaar-seeding issues.
Before leaving, ask for an acknowledgement and confirm when your requested service will be completed. This can help you follow up without making repeated visits.