Bank Holidays in November 2026: State-Wise List From RBI for Diwali, Bhai Dooj, Chhath and Guru Nanak Jayanti — Plus Every Weekend Banks Stay Shut

Planning a bank visit in November 2026? Several festival holidays fall during the month, including Diwali, Bhai Dooj, Chhath Puja and Guru Nanak Jayanti. In addition, bank branches will close on Sundays and the second and fourth Saturdays.

However, there is no single holiday list that applies identically to every state. The Reserve Bank of India (RBI) publishes bank holidays by regional office, and the applicable dates depend on the branch location.

Here is a practical guide to the major November dates, state-specific closures and how to plan banking transactions.

November 2026 bank holidays at a glance

Please note: This is a planning summary of published holiday calendars, not a substitute for the final RBI holiday matrix for your branch. Confirm the relevant city and state before visiting. Sources: RBI Holiday Matrix, NDTV Profit's 2026 bank-holiday list and BankBazaar's RBI holiday reference.

1 Diwali bank holidays: 8–11 November

Diwali falls on Sunday, 8 November 2026. Because Sunday is already a regular weekly closure for most bank branches, the main dates to watch are the following Monday, Tuesday and Wednesday.

Different locations observe different Diwali-related holidays:

• Monday, 9 November: Diwali, Lakshmi Puja or Govardhan Puja-related closures in selected locations.
• Tuesday, 10 November: Diwali (Bali Pratipada), Deepavali or Vikram Samvat New Year-related closures in selected locations.
• Wednesday, 11 November: Bhai Dooj, Bhratridwitiya and other regional observances in selected locations.

The holiday name and date may differ by state or city. Do not assume that your bank will remain closed for all three weekdays.

If you need cash, a demand draft, a locker visit or a branch-based service, check your branch's notice before travelling.

2 Bhai Dooj bank holiday: 11 November

Bhai Dooj-related observances appear in the published November calendar for selected locations on Wednesday, 11 November.

Depending on the state, the observance may be listed as Bhai Dooj, Bhratridwitiya or another regional name. Holiday arrangements can differ even between states celebrating the same festival.

Before planning a branch visit, use the RBI holiday matrix to check the entry for your regional office.

3 Chhath Puja bank holiday: 16 November

Chhath Puja is particularly important in Bihar and Jharkhand. The published bank-holiday calendar lists Monday, 16 November 2026, for Chhath-related closures in Patna and Ranchi.

The festival's religious observances span more than one day, but bank branches do not necessarily close on every day of the festival.

If you are in Bihar or Jharkhand, check the applicable city entry and your bank's holiday notice rather than relying only on a general Chhath calendar.

4 Guru Nanak Jayanti bank holiday: 24 November

Guru Nanak Jayanti falls on Tuesday, 24 November 2026. It is also associated with Kartik Purnima and Rahas Purnima in some regional holiday lists.

Published calendars list closures in designated locations, including Chandigarh, Dehradun, Jaipur, Jammu, Kolkata, Lucknow, Mumbai, New Delhi, Raipur, Ranchi and Shimla, among others.

The holiday is not observed identically by every bank branch across India. Check your city in the official RBI matrix.

5 Every weekend banks stay shut in November 2026

For most regular bank branches, Sundays are weekly holidays, and the second and fourth Saturdays are also bank holidays.

The second Saturday falls on 14 November and the fourth Saturday on 28 November. These Saturday closures apply to scheduled and non-scheduled banks under RBI's established arrangements.

Some local bank operations may have specific exceptions, so confirm with your branch if you have been given a special appointment.

6 How to check the official RBI holiday list for your city

The safest way to confirm a branch closure is to consult the RBI's holiday matrix.

1. Open the official RBI Holiday Matrix.
2. Select the relevant regional office or city.
3. Select November as the month and 2026 as the year.
4. Review the dates marked as holidays.
5. Check your bank's website or branch notice for any additional local instructions.

A news article or general calendar can help with planning, but the official RBI entry and your bank's own notice should be checked before a time-sensitive visit.

7 What banking services work on bank holidays?

A branch holiday does not mean that every banking service stops.

Services that are generally available digitally include:

• UPI payments
• Mobile banking and internet banking
• ATM withdrawals, subject to cash availability
• Balance enquiries and transaction history
• Many online bill payments and fund transfers

Some branch-dependent activities may need to wait until the next working day. These can include physical document submission, locker access, certain cheque-related services, cash transactions at the counter and in-person KYC procedures.

For NEFT, RTGS and other payment services, check the bank's current service information if your transaction has a specific cut-off or processing requirement.

8 How to plan your bank visit

To avoid an unnecessary trip:

• Check the holiday list for the exact city where your branch is located.
• Complete urgent counter transactions before the relevant holiday.
• Do not leave a time-sensitive payment or document submission until the final working day.
• Use digital banking when appropriate and available.
• Check your bank's branch locator or customer-service notice if the holiday is a local observance.

If you are travelling to a different city, check the holiday schedule for the branch you intend to visit—not only the schedule for your home branch.

Frequently asked questions

Are banks closed throughout India on Diwali?

Diwali falls on Sunday, 8 November 2026. Additional weekday holidays are observed in selected locations on 9, 10 and 11 November. The exact closure dates depend on the branch location.

Are all banks closed on Bhai Dooj?

No. Bhai Dooj-related holidays apply in designated locations. Check the relevant RBI regional-office entry for 11 November and confirm with your bank.

Will banks be closed for Chhath Puja?

The published calendar lists a Chhath-related bank holiday on 16 November in Patna and Ranchi. Check your own city's listing before planning a visit.

Are banks closed on Guru Nanak Jayanti?

Guru Nanak Jayanti falls on 24 November 2026. It is a bank holiday in designated locations, not necessarily every branch across India.

Can I use UPI when banks are closed?

UPI and other digital banking services generally continue to operate on bank holidays, although temporary outages, bank-specific restrictions or transaction limits can still apply.

Official sources

• Reserve Bank of India — Holiday Matrix: https://www.rbi.org.in/Scripts/HolidayMatrixDisplay.aspx
• RBI information on second and fourth Saturday bank holidays: RBI circular reference
• NDTV Profit — 2026 bank holiday calendar: Read the published list
• BankBazaar — RBI holiday reference: View the calendar

Final takeaway

November 2026 includes festival-related bank holidays for Diwali, Bhai Dooj, Chhath Puja and Guru Nanak Jayanti, in addition to Sunday closures and the second and fourth Saturdays.

The most important step is to check the RBI holiday matrix for your specific city and confirm with your bank before visiting. This is particularly important during Diwali week, when different regions observe holidays on different weekdays.